2021 Alpha Policy Changes

Changes will take effect for all policies renewing on or after May 1st 2021

Premium reduction of 3.75%

	New Benefits	Alpha 2020	Alpha 2021
1	Vaccination Benefit	N/A	Up to $250 applicable for vaccinations including COVID19

	Improved Benefits	Alpha 2020	Alpha 2021
1	Hospice Care	$50 per day up to a maximum of 10 days	All costs in the first 30 days
2	Physiotherapy and Occupational Therapy	Specialist to review after 10 sessions	Specialist to review after 20 sessions
3	Alternative Treatment	10 sessions per medical condition	20 sessions per medical condition
4	Well Child Care	$400 with 50% co-insurance	$400 with 20% co-insurance
5	Wellness Benefit	$400 with 50% co-insurance	$400 with 20% co-insurance

	Cheaper Options	Alpha 2020	Alpha 2021
1	Travel Option price reduction	Was $137/person/year	Now $30/person/year

See the Omega changes here

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Cookie	Duration	Description
_ga	2 years	The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.
_gat_UA-4028953-1	1 minute	A variation of the _gat cookie set by Google Analytics and Google Tag Manager to allow website owners to track visitor behaviour and measure site performance. The pattern element in the name contains the unique identity number of the account or website it relates to.
_gid	1 day	Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website's performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously.
_hjAbsoluteSessionInProgress	30 minutes	Hotjar sets this cookie to detect the first pageview session of a user. This is a True/False flag set by the cookie.
_hjFirstSeen	30 minutes	Hotjar sets this cookie to identify a new user’s first session. It stores a true/false value, indicating whether it was the first time Hotjar saw this user.
_hjid	1 year	This is a Hotjar cookie that is set when the customer first lands on a page using the Hotjar script.
_hjIncludedInPageviewSample	2 minutes	Hotjar sets this cookie to know whether a user is included in the data sampling defined by the site's pageview limit.
_hjTLDTest	session	To determine the most generic cookie path that has to be used instead of the page hostname, Hotjar sets the _hjTLDTest cookie to store different URL substring alternatives until it fails.
CONSENT	2 years	YouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data.

Others

2021 Alpha Policy Changes

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